Coleman & Sons Real Estate
451 Main St, Waltham, MA 02154
781-894-7100 | coleman451main@gmail.com



Posted by Coleman & Sons Real Estate on 8/2/2019

An open house can be a life-changing event for a homebuyer. If you plan ahead for an open house, you should have no trouble determining whether a residence matches or exceeds your expectations. And if the answer is "Yes," you can proceed quickly to submit a competitive offer to acquire a house.

What does it take to prep for an open house? Here are three open house preparation tips that every homebuyer needs to know.

1. Understand Your Budget

Before you attend an open house, you should find out how much money is at your disposal. Thus, you may want to meet with banks and credit unions to see if you can get pre-approved for a mortgage. That way, you can kick off your home search with a budget in hand.

Although you know that you have only a certain amount of money to spend on a residence, it may be worthwhile to consider attending open houses for residences with initial asking prices that are above your price range. Because in some instances, a home seller may be willing to accept an offer that falls below his or her initial asking price.

2. Create a List of Questions

A home is one of the biggest purchases that a person can make, and as such, it pays to be diligent. If you craft a list of questions before an open house, you can get immediate responses from the showing agent. Then, you can determine the best course of action.

When it comes to an open house, there is no such thing as a "bad" question. As a homebuyer, it is paramount to get as much information as possible about a residence to determine whether a house is right for you. Therefore, if you create a list of questions in advance, you can improve your chances of getting the most out of an open house.

3. Consult with a Real Estate Agent

If you're uncertain about how to approach an open house, you're not alone. Fortunately, real estate agents are available nationwide who are happy to teach you the ins and outs of the real estate market. By doing so, these housing market professionals will make it easy to take an informed approach to any open house, at any time.

A real estate agent will always keep you up to date about new residences as they become available. Also, if you are interested in homes in a particular city or town, a real estate agent will notify you about open houses in this area. And if you need extra help prepping for an open house, a real estate agent is happy to assist you in any way possible.

Let's not forget about the support that a real estate agent provides throughout the homebuying journey, either. A real estate agent will help you submit an offer on a house, negotiate with a seller's agent on your behalf and much more.

Be diligent as you get ready for an open house use the aforementioned tips, and you can fully prepare for an open house.





Posted by Coleman & Sons Real Estate on 7/26/2019

People find themselves in small rooms for various reasons. Many people can only afford a small apartment, and they are happy about it. People in small apartments, however, do need to be creative to get the best of their spaces. Creativity is necessary when it comes to decoration and arranging your area to make it organized. With this, everything will be in order without feeling choked up. If you are looking to make your small space look bigger, here are some tips for you:

  1. Clean Out the Clutter: With excessive loads, a small area does look cramped. Look for ways of getting things out of sight. Use the shelves; keep things behind the door and table skirts. With everything hidden out of sight, there will be a neat and orderly room that is pleasant to behold.
  2. Use a Monochromatic Color Scheme. Only go with the same classes of colors. Be sure to apply the same families of colors to the texture finishes, upholstery fabrics, tonal drapery fabrics, etc. One can also get a warm and open look by going for cool and delicate colors.In using contrasting colors, there is a big chance of breaking a space. Also, it is necessary that the colors of the furniture match the wall color. 
  3. Let Light in. A well-lit room will look more significant. The light can either be artificial or natural. Heavy draperies are not advisable. Also, be sure to let light in by keeping windows open. One can also use track lighting and install more lights.
  4. See through Spaces. Using materials that are see-through will make things beyond look far away. In a small bathroom, for instance, it is not recommended to use an opaque glass shower, instead, use a clear one, without a frame. The room, although being small will look bigger.
  5. Keep Upholstery Plain. Rather than bold plaids, prints or stripes employ plain colored upholstery for furniture. Neutral tones are the best and make use of texture as well.
  6. Light and Airy Fabrics. The best recommendation is to make use of sheer fabric that gives the light a through passage. These fabrics are best used in table covers, furniture slipcovers and through window treatments. Soft floral vines or simple stripes can also be used instead of solid colors.

One can get creative to spice things up in a small apartment and make it bigger. Be sure to take the above recommendations and spice things up in your home. Speak with an interior decorator today for more tips on how to arrange your room.





Posted by Coleman & Sons Real Estate on 7/19/2019

If you are considering framing your windows with long curtains and drapes, they are a great way to add unexpected glamour and personality to your home. The biggest challenge that comes with this for most people is the difficulty in selecting curtains. So, before you head out to your home goods store to buy some, check out these hints and tips.

  1. What is the purpose you want your curtains will serve in any given room? Will they provide a splash of color? Privacy? Darkness? Warmth? All of the above? If you opt for lined panels, you will be able to control the temperature in the room, and also regulate the amount of light that filters through. Using a loose-weave cotton lining will help preserve the fabric while still allowing some light to penetrate. For bedrooms, a blackout lining is perfect because it prevents light from sifting through to disturb the sleeper.
  2. Think very well about the color and pattern of curtains you want to use. Curtains max out a significant volume of visual space, and that is sure to reflect on the general outlook of your room. Before you select any final color, request a swatch of the fabrics you have in mind and bring them into the room you want to decorate. Place them on the furniture and against walls to see if they match. You can tape swatches to the wall for a few days before you decide.
  3. Don't hold back on size. Your curtains should be at least double the width of your windows and long enough to reach the floor. Having them puddle on the floor gives a more elegant look. Otherwise, they can stop short of the floor. Short curtains should brush the window sill. If you're buying ready-made curtains, it's advisable to buy them too long and then have them hemmed.
  4. Hardware is important also. The curtain rods should complement the fabric. Use large and decorative rods for heavy drapes such as velvet, while light silks and sheers can balance on lightweight metal rods. The hardware should also match the rest of the room and connect to the design there.
  5. Consider your different needs before settling on fabric options. Cotton is easy to clean and can be used anywhere while velvet can be a little thick and formal for some rooms. In the same way that sheers are rather light and graceful, they don't add much to the privacy of the room.

Its always better to consider future needs before you eventually pick a fabric option. Before purchasing drapes for a home you're selling, talk to your professional stager to make certain they are neutral and complement the home's architectural features.




Tags: home decoration   windows   tips  
Categories: Uncategorized  


Posted by Coleman & Sons Real Estate on 7/12/2019

Few people can save up the cash required to buy a house. If you're contemplating buying your first house, your first stop will probably be your local bank to inquire about a mortgage. When you talk to the mortgage officer, they will ask you to provide several documents. 

Various documents will be required at different stages of the application process, from pre-qualification to the final closing of the real estate deal.

What you need for mortgage pre-qualification

Getting pre-qualified for a home loan allows you to gauge how much you are eligible to borrow based on your income. It will help you be more realistic when shopping for a home and frees your real estate agent to scan through listings with confidence. Homeowners or listing agents will give your offer priority if backed by a pre-qualification letter. It is comparable to the bank vouching for you, saying you have the power to make the purchase. In order to become pre-qualified, your bank will ask for:

- Your full names and the names any co-buyer

- Your current address

- Your net worth

- Sources of income

- The estimated annual income of your household

- The estimated yearly household debt expenses

What you need for mortgage pre-approval

Pre-qualification is optional, though it comes with several advantages and literally costs you nothing to do. Once you're through with that step, you can move on to the actual mortgage application. The first step of that is to apply for pre-approval by filling the full mortgage application form. Below are some of the critical bits of information you will need to supply for this:

- All of your checking and savings bank account statements for the past few months

- Asset statements for items you will use as security for the loan

- Your current residential address

- Address history over the past two years

- Addresses and names of your landlords over the past two years

- Paycheck stubs over the past few months

- W-2 or I-9 forms for each of the past two years from your employer

- Two years of tax returns if you're self-employed

After submitting this information, there will be a waiting period at the end of which your application will be approved or rejected. If their response is positive, you can begin the process of closing the deal.

Contact your local bank and find out what you need to do to get a loan.




Categories: Uncategorized  


Posted by Coleman & Sons Real Estate on 7/5/2019

Want to make your homeownership dream a reality? Get pre-approved for a mortgage, and a first-time homebuyer can move closer than ever before to acquiring his or her ideal residence.

Ultimately, there are many reasons to receive pre-approval for a mortgage, including:

1. You can establish a realistic homebuying budget.

Entering the housing market for the first time can be challenging. In fact, many first-time homebuyers struggle to establish realistic expectations before they begin their home search. And as a result, these homebuyers may end up spending too much for a house.

Fortunately, getting pre-approved for a mortgage enables a homebuyer to enter the real estate market with a budget in hand. This ensures a homebuyer can avoid the temptation to overspend on a residence.

Pre-approval for a mortgage also allows a homebuyer to map out his or her homebuying journey. With a plan in place, this homebuyer may be better equipped than others to acquire a top-notch residence that matches or exceeds his or her expectations.

2. You can speed up the homebuying journey.

Although a first-time homebuyer can always submit an offer on a home without a mortgage in hand, doing so may be tricky. In some cases, it may even slow down the homebuying process, especially if a homebuyer has to allocate significant time and resources to find a mortgage lender.

On the other hand, a homebuyer who gets pre-approved for a mortgage should have no trouble accelerating the property buying cycle. This homebuyer will know exactly how much money is at his or her disposal, and as a result, can speed up the homebuying journey.

3. You can gain a competitive advantage over rival homebuyers.

In many instances, a home seller may be more likely to accept a proposal from a first-time homebuyer who has been pre-approved for a mortgage versus an offer from a buyer who still needs to obtain a mortgage.

A homebuyer who has a mortgage likely won't have to wait too long to acquire a house. Conversely, a homebuyer who needs to apply for a mortgage after an offer has been submitted may need to wait many weeks or months to complete a home sale.

Clearly, there are many great reasons for a first-time homebuyer to receive pre-approval for a mortgage. For homebuyers who want to ensure the best results possible, it certainly helps to collaborate with an experienced real estate agent too.

An experienced real estate agent understands the ins and outs of the housing market and will do whatever it takes to help a homebuyer streamline the property buying journey. This housing market professional will set up home showings and negotiate with a home seller on a property buyer's behalf. Plus, he or she is happy to provide honest, unbiased recommendations to help a homebuyer make his or her homeownership dream come true.

Take the next step to acquire your dream residence get pre-approved for a mortgage today, and a first-time homebuyer can get the necessary financing to purchase his or her ideal house.




Categories: Uncategorized  




Tags
UA-55586042-1